As the founder and broker of Tverdov Housing, with over a decade specializing in New Brunswick's real estate—particularly multi-family and investment properties near Rutgers University—I've handled paperwork for hundreds of sales. Navigating the required forms is crucial to avoid delays in this balanced market as of January 2026 (median prices around $433,000-$440,000). New Jersey has statewide requirements, plus New Brunswick's local Certificate of Continued Occupancy (CCO) mandate.
Key forms and documents for sellers:
- GIT/REP Forms (Gross Income Tax Forms): Required statewide to record the deed.
- GIT/REP-3 (Seller's Residency Certification/Exemption): Most New Brunswick residents use this to certify NJ residency or claim exemptions (e.g., primary residence capital gains exclusion). No estimated tax payment needed.
- Nonresidents typically file GIT/REP-1 (tax declaration with estimated payment) or GIT/REP-2(prepayment receipt).
- Seller's Property Condition Disclosure Statement: Mandatory under NJ law (post-2024 updates). Disclose known defects, flood risks, mold, and more—using the standard form from the Division of Consumer Affairs or equivalent. Provide before buyer signs contract.
- Certificate of Continued Occupancy (CCO) Application: New Brunswick-specific requirement for most residential sales. Apply through the city's Construction Department (fee ~$200); inspection verifies code compliance (smoke/CO detectors, fire safety, etc.). Obtain before closing—delays common if issues arise.
- Realty Transfer Fee Forms:
- RTF-1 (Affidavit of Consideration for Use by Seller): For partial exemptions (e.g., senior citizens, family transfers).
- RTF-1EE (Affidavit of Consideration for Graduated Percent Fee): Required for sales over $1M (rare in New Brunswick).
- Other Common Documents:
- Contract of sale (prepared by attorneys).
- Deed (prepared by your attorney).
- Title affidavit, smoke detector/fire extinguisher certification.
- Lead paint disclosure (federal, for pre-1978 homes).
Your real estate attorney and agent coordinate most submissions—at Tverdov Housing, we ensure everything is prepared accurately, including CCO scheduling and GIT/REP compliance.
For Central Jersey insights, check The New Jersey Real Estate Investor podcast.
